If you’re of a certain age, you might think of danger and instability when you hear the word Nicaragua. But all that’s long past, as the country has in recent years emerged as one of more affordable and enjoyable Central American destinations.
Today’s Nicaragua is all about waking up to the sound of waves crashing on a pristine beach, sipping on freshly brewed coffee from local beans, and enjoying a life where your biggest concern is whether to hit the surf or the hammock first.
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Whether you’re looking for an affordable retirement, a remote-working haven, or an escape from the daily grind, this Central American gem has it all—including gorgeous beaches on its Caribbean and Pacific coasts.
Here are my seven best reasons to move to Nicaragua. Enjoy, and prepare to have your bags packed by the time you finish reading.
1. Champagne Lifestyle on a Beer Budget
Your money goes a long way in Nicaragua, where many expats live comfortably on a fraction of what they’d spend in the U.S. or Europe. A two-bedroom house near the beach might set you back $500 a month (yes, you read that right), while a restaurant meal is often less than $5.
Utilities, fresh produce, and even healthcare are incredibly affordable. Fancy a private doctor’s visit? That’ll run you about $30. Need a live-in housekeeper? It’s doable for under $200 a month. Whether you’re saving for early retirement, trying to stretch your freelance earnings, or just seeking a less expensive life, Nicaragua is the land of opportunity—and affordability.
2. Surf, Swim, Repeat
You know those picture-perfect beaches you’ve seen on postcards? Nicaragua has them in abundance. Whether you’re into surfing, swimming, or just lounging with a good book, the coastline offers something for everyone.
Take San Juan del Sur, for example, a vibrant beach town famous for its golden sands and world-class surf. Or head to the Corn Islands, where turquoise waters and white sand beaches leave no doubt you’re in the Caribbean.
The best part? These beaches are often blissfully uncrowded. Forget fighting for towel space—this is your time to soak up the sun in peace. Surf’s up, and so is your quality of life!
3. Adventure Awaits
If you’re the type who likes your mornings to start with adrenaline and your afternoons with awe, Nicaragua delivers. From hiking active volcanoes to ziplining through lush rainforests, this country is an outdoor enthusiast’s dream come true.
You can surf down Cerro Negro, an active volcano (you read that right too), paddleboard on Lake Nicaragua, or go birdwatching in the tropical cloud forests. Not feeling so adventurous?
No problem! Try kayaking through the Isletas de Granada, a collection of small islands dotted with charming homes and wildlife. For divers and snorkelers, the underwater world off the Corn Islands is teeming with vibrant marine life.
Whether you’re chasing thrills or tranquility, there’s no shortage of ways to connect with nature.
4. New Friends Await
Moving to a new country can be daunting, but Nicaragua’s warm and welcoming expat community makes it easy to settle in. From retirees looking for the good life to digital nomads seeking creative inspiration, you’ll find like-minded people from all walks of life.
In hotspots like Granada, León, and San Juan del Sur, expat networks thrive. You’ll find book clubs, yoga retreats, trivia nights, and plenty of opportunities to connect over a cold beer or cup of coffee. And let’s not forget the locals, who are known for their friendliness and warmth, making it easy to feel at home in no time.
5. Feast for the Senses
Nicaraguan cuisine is simple, hearty, and delicious. Fresh ingredients are king here—think tropical fruits, freshly caught fish, and locally raised meats. If you haven’t tried gallo pinto (a mouthwatering mix of rice and beans), you’re in for a treat.
Don’t miss quesillo, a tortilla stuffed with cheese, onions, and cream, or vigorón, a flavorful plate of yuca, pork, and slaw served on a banana leaf. And then there’s the coffee—grown in the highlands of Nicaragua, it’s some of the best in the world.
Whether you’re grabbing street food at a market or dining at a beachfront restaurant, every meal is a celebration of fresh, local flavors.
6. Residence and Visa Options
Worried about the legalities of moving abroad? Don’t be. Nicaragua makes it relatively easy for expats to settle in. If you’re older than 45 and have a steady income of at least $600 a month, you may qualify for the Pensionado (retiree) visa.
This comes with perks like tax exemptions on household goods and even vehicles. For younger folks or digital nomads, there are options too. Many expats start with a tourist visa (valid for 90 days) and renew it as needed while exploring long-term residency options.
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The process is straightforward and far less bureaucratic than in many other countries. The government recognizes the value expats bring to the economy, so they make the process as simple as possible. Win-win!
7. Rich Culture and Vibrant History
Nicaragua isn’t just about beaches and volcanoes—it’s also a country with a rich culture and history. Walk the colorful streets of Granada, one of the oldest colonial cities in Central America, or visit León, a city steeped in revolutionary history.
Nicaraguan festivals are a riot of color, music, and joy. From the Granada International Poetry Festival to the lively La Purísima celebrations, there’s always something happening. The music, art, and traditions of Nicaragua will leave you inspired and connected to the heart of the country.
The best part is that Nicaraguans love to share their culture. Whether it’s through a friendly conversation or an impromptu dance lesson, you’ll feel the warmth and pride of the people everywhere you go.
Bonus Reason: The Unhurried Lifestyle
Imagine a life where deadlines don’t dominate your schedule and “mañana” is a way of life. Nicaragua’s laid-back vibe will have you embracing a slower pace in no time.
You’ll swap rush-hour traffic for leisurely strolls through the market, and your 9-to-5 grind for sunsets on the beach. Life here is about savoring the little moments—whether it’s enjoying a meal with friends, reading in a hammock on the beach, or watching the stars from your porch.
Doesn’t that sound like exactly what you need?
About the Author
This essay is an excerpt from EA Editor David Lepeska’s 2023 book, Desiccated Land.
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