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The Ins And Outs Of Renovating A Home In Mexico
Headaches And Pleasures
by Dan Prescher & Suzan Haskins
US$1 equals 11.18 Mexican peso

Last month, we wrote about how we finally put down roots in San Miguel de Allende and bought a home there (for $152,000). It’s a good-sized house with a better-sized yard, on the outskirts of town. Quiet, spacious, great neighbors—it had everything we needed. 

We consulted our own guide, How to Buy Property in Mexico, and the realtor who had helped us find the house.

You can find Lane Simmons of RE/MAX Colonial in San Miguel de Allende and our other recommended real estate professionals at our website: www.mexicoinsider.com/realtors.html.

Lane put together our promesa, a promissory agreement to buy. This reflects the price, time frame, terms, and conditions of the sale agreed to by both buyer and seller. Then we gave Lane the standard deposit of 10% of the sale price. There are several ways that responsible realtors in Mexico handle this escrow function, but the object is to demonstrate to the seller that you’re serious about the transaction without actually putting the money in their hands before closing. In our case, Lane simply showed our check to the seller and retained it for us.

If we hadn’t trusted our realtor so implicitly, we could also have used escrow services provided by First American Title Insurance Company (website: www.firstam.com) or Stewart Title Insurance Company (website: www.stewart.com). Because of our trust in Lane, we did not hire an attorney to represent us, either.

Like most realtors in Mexico, Lane has a team of legal professionals he usually works with during property sales, and we were comfortable enough with them that we didn’t feel we needed to add more lawyers to the mix. However, we would never consider buying property from a realtor we hadn’t done our own due diligence on without availing ourselves of an independent attorney.

The process proceeded smoothly, and, in four weeks, we were honest-to-goodness, deed-holding owners of our own home in Mexico.

We Own Our Home…Now What?

We wanted to do some renovations before we shipped our duty-free container of household furnishings from our old life in Omaha, Nebraska.

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We spent some time in the house making notes and decisions. And we found an arquitecto. Architects in Mexico are designers and engineers, and also serve as general contractors. Unless you’re willing to do your own hiring, firing, personnel management, and material procurement, all in Spanish, a good arquitecto is the way to go.

We agreed on general plans, which is a good thing to do in a project like ours. In Mexico, you never know exactly what you’ll find under the floor, in the ceiling, or behind the wall. So it is best to shoot for what you want, and adapt to whatever you actually encounter as hammers and chisels are swinging.

And that’s how it is done here—guys with hammers and chisels take out what doesn’t belong in the new plan. One thing we’ve learned in this process is if we were to do it all again, we’d do differently—we would not live in the house while renovations were going on.

Hammering brick and cement makes dust.

Lots and lots of fine dust that finds it’s way onto and into everything, including dresser drawers, closets, bedding, shaving kits, musical instruments, dogs, cats…you name it. And it doesn’t make any difference where you are in the house…it sounds like the hammering is going on directly inside your head.

If we knew then what we know now, we’d have even lived in a tent in the yard, instead of staying in that house during renovations!

Let The Pounding Begin

We wanted to enlarge the kitchen, remove the beds platforms (more on that in a minute), replace floor tile on the bottom two floors, and put a roof over our back porch.Because we knew we’d change our minds and run into the unexpected as we went along, we decided on a “pay as we go” fee.

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At the end of each week, the architect gave us a spreadsheet accounting for the cost of all the materials used that week, the wages of the workers on the site, and his honorarium, or management fee.

Sometimes with this kind of arrangement jobs can stretch out longer than anticipated. As workers sense the end of the job coming up, they have a tendency to slow down a bit to put off the inevitable. But a good architect can keep this to a minimum.

We paid the going rate for materials, with the architect getting all the bulk and contractor discounts he could. The architect’s management fee was 2,000 pesos a week ($180). The head of the construction crew earned 240 pesos ($21.50) a day, and the helpers earned 150 pesos ($13.40) a day each.

Work—and our first surprise—came quickly. It seems that ceramic tile doesn’t just pop off the floor when you try to remove it. To do the job right, the tile and as much of the old mortar as possible, needs to come out before the new tile is put down. It was one of the loudest, dustiest, and most time-consuming parts of the entire process. And we planned to completely remove the old tile from two bedrooms, a bathroom, the living room, and the kitchen.

In both bedrooms, there were permanent concrete bed platforms we wanted removed along with the old tile. These are a common feature in many Mexican houses—handy for having overnight guests since, in much of Latin America, guests bring their own bedding. Foam pads that fold or roll up are common and inexpensive, and when family comes to visit, they simply roll out their pads and bed down on the handiest platform. 

The platforms have a certain appeal, since you always have a place for overnight guests without having to store and wash extra linens. And you never have to sweep under them, because there is nothing under them. But it’s still like sleeping on the floor. And they limit your options if you feel like rearranging the room. So out they came.

Fun With Kitchens

We wanted a big, modern kitchen, as we like to cook. The kitchen in our house was tiny, with only the most rudimentary space for a stove and a sink.

But…there was a storage room directly behind the kitchen, so we removed the dividing wall. The result: a much larger space. We extended the counter space and added a center island. The island, the counters, and even the newly positioned double sink are made of concrete, mixed and poured on site.

Work progressed nicely. We added a few more projects. Then came our second surprise. We wanted the bed platform in the second-floor bedroom removed, but we hadn’t planned on replacing the floor tile there. We planned to fill the resulting hole with tile that was a close match to the rest of the room and then put our own bed over it.

As we said, however, these platforms are solid brick and plaster, so when this one was removed, it relieved the floor of so much weight that it actually sprung up a centimeter or two. This wasn’t a structural problem, but it did crack or loosen the floor tile in the room, instantly adding another complete floor replacement to our list.

Home Sweet Home - Eventually

We finally reached a point where the painter could come in to paint walls and trim. He also used an acid stain to color the polished cement countertop surfaces in the kitchen—a beautiful reddish brown.

Our painter custom mixed his colors on site using powdered pigments that he added to a liquid base until he matched our ideas…which produced one or two odd results. Sometimes getting what you want can be a dangerous thing.

However, as with most workers here, when we changed our minds and had them redo things, they didn’t even blink. We realized at one point that we’d been wrong about where we wanted a dividing wall in the kitchen, and the same guy who’d spent the previous day putting it up simply took it apart again, brick by brick. Work is work.

Finally, just two months past our original deadline, we realized that the hammering had stopped, the paint was dry, the dust had settled, and we had a really nice place to live.

Are there things we would have done differently? Absolutely. And we will the next time. This won’t be our last house in Mexico. We’ve been in this house less than a year, and we figure that our improvements and the fast-appreciating market here have increased the value of our investment at least 50% already.

The following is the first article Dan and Suzan wrote for the magazine:

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