| Relocation,
Relocation, Relocation! |
| Moving
To The South Of Spain |
| By Mark FR Wilkins |
| February
2005
Over the last
few years we have heard an increasing number, perhaps apocryphal tales
of UK citizens “not recognising” the country they grew up in.
Feeling alienated
in their own country and looking for a way out.
When you
decide that you are nearing the end a busy working life, your family
have fled the nest or you simply want a better quality of life for your
family, your mind will inevitably wander to questions of whether there
is a better quality of life to be found elsewhere. |
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| We’ve all
attended those “lifestyle” shows at the NEC or Olympia where the
prospect of 330 days a year of sun, a milder climate for arthritic bones,
a golf course for every day of the week, international quality schooling
and a magnificently diversity of influences are dangled carrot like beneath
our noses. Many of us have said “Can I have some of that!”, yes
please...
Well,
nearly three years ago, together with my wife and three kids, we decided
that a home in Wandsworth, South West London and a partnership in a Mayfair
law practice had passed their sell by dates and we needed a new dream.
My wife,
who has been coming to the South of Spain regularly since early childhood
is a very accomplished Spanish speaker – exposure – so to speak - to a
succession of Spanish au pairs in London had broken me in – so the location
of our transition was fairly obvious. We’d move to the Costa del Sol. After
three fruitless and costly attempts to purchase a house in the Neuva Andalucia
area of Marbella, we decided to rent – culture shock number one. We rented
a five bedroom villa with a splendid garden and all important crystal blue
swimming pool. |
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| It was exceptional
for the first months after our arrival in the mid-summer but as the glorious
autumn came and went our first winter reminded us that the majority of
older properties in the developed South of Spain were constructed primarily
for Summer use. That stunning white marble floor in the majority of the
house had a refrigerating quality in the high summer – it has exactly the
same quality in mid winter. And let me tell you when you are used to 35
degree Summers 8 degree Winters feel really cold. Those romantic log fires
in October became braziers of necessity in January.
Lesson One
- If you are going to relocate and live in Spain all year round, choose
a newer property that has either under floor heating, hot and cold air
conditioning and/or tiled or wood floors rather than marble in the main
reception rooms. Alternatively, buy an extremely ancient Cortijo or Finca
with metre thick walls and stone floors. For the eleven months we lived
in the house in Neuva Andalucia we used that beautiful crystal blue swimming
pool for no more than four months. |
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Offshore Resources Gallery
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| In November
to December – when we made no use - an error by me in setting the pool’s
heating device resulted in a €600 electricity bill!! When regular
electricity bills were a little over €100 a month it came a quite
a shock.
Lesson Two
– Live on an urbanisation where you have communal pools, tennis and padel
courts. Our first experiences of ”gastos domésticos” – or
those usual home bills which required settling monthly was our second jolt
of culture shock. Where else would we have happy queued in the bank to
be told that we were only able to pay an electricity bill over the counter
before 10.00 am and only on Tuesdays and Thursdays after the 10th of each
month!!
Lesson Three
– direct debits – “pago domiciliado” - what an invention... The
quality of schools in “our part” of Spain are, perhaps, some of
the best anywhere in the World. The problem is lack of spaces. We decided
early on that EIC in Elviria was best for our three. Their success record
spoke for itself, the atmosphere is warm but very professional and the
management excellent. After a brief need to occupy my eldest elsewhere
whilst a place became available, in September 2004, all three dressed in
the familiar blue and white they started at EIC – a mere 20 minutes or
so from San Pedro de Alcantara. |
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| Lesson
Four – If you want to get your kids into a good school – and there
are a few – you need to book early.
Moving to the
beach in San Pedro de Alcantara nearly two years ago was literally a breath
of fresh air.
Our new
home, also rented, is a bungalow with four bedrooms and suits us perfectly.
Or at least it did until my wife – who has a life long passion for riding
decided to accept the kind offer of a school Mum to ride in La Cala – 30
minutes up the Coast – past the kids school - towards Malaga. There soon
followed my kid’s passion for a Pony - which became their Christmas gift
and then, much to my surprise, my own passion for a life in the saddle
– I have started to take lessons. The toll on our time travelling along
the Coast has meant that we are now due to move in the next month or so
to the East of Marbella nearer to the school and the stables. |
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Offshore
Resources Gallery
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| With the cost
of many properties on the desired Costa del Sol reaching the heights equivalent
to many a metropolitan home in the UK, this glorious coast has become a
"first home" market where those who relocate regularly do so on
a year round basis. The market is entering a reality phase where prices
are stabilising and real value for money is starting to be obtained.
With an
increasingly sophisticated mortgage market where, although self certification
is not yet possible, many can buy their dream villa, Finca or Cortijo with
a chunk of equity from the sale of a UK property plus a mortgage from a
Spanish lender at an annual rate in the region of 3.25%. Loans of up to
80% Loan to Value are common and these come with defined periods of interest
only payments.
Unlike more
recently discovered areas in the former Eastern Bloc, Malaga, Almeria,
Jerez and Granada airports all remain within the magical three hours from
the UK – perfect for combining a couple of meetings in London, Manchester
or Glasgow and catching the midweek game at Stamford Bridge, Old Trafford
or Ibrox Park before catching the morning flight back home.
The infrastructure
is exceptional, the roads, the broadband – with many newer hotels and
restaurants installing WiFi capability and the simple variety of life from
skiing in Sierra Nevada to lounging by the Urbanisation’s crystal blue
gurgling water, to walking the dogs along the many kilometres of beautiful
beaches – with a handy poo bag – of course.
This is a new
coast - it doesn't have the "age" of the Côte D'Azur and some
of the developments have questionable architecture but where else can my
kids be on the beach in the morning, skiing in the afternoon and riding
into the country at dusk. Unlike the Côte D’Azur we do genuinely
have over 300 days per year of Sun and the temperature never dips below
5%!
Whatever
your life stage, I am confident that you and your family will experience
a new lease of life – often out of doors - and you’ll wonder for ever more
why you didn’t do it ten years ago.
mark@therightsgroup.com
www.therightsgroup.com
0034 600 343
917 |
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