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Relocation, Relocation, Relocation!
Moving To The South Of Spain
By Mark FR Wilkins
February 2005

Over the last few years we have heard an increasing number, perhaps apocryphal tales of UK citizens “not recognising” the country they grew up in.

Feeling alienated in their own country and looking for a way out.

When you decide that you are nearing the end a busy working life, your family have fled the nest or you simply want a better quality of life for your family, your mind will inevitably wander to questions of whether there is a better quality of life to be found elsewhere.

We’ve all attended those “lifestyle” shows at the NEC or Olympia where the prospect of 330 days a year of sun, a milder climate for arthritic bones, a golf course for every day of the week, international quality schooling and a magnificently diversity of influences are dangled carrot like beneath our noses. Many of us have said “Can I have some of that!”, yes please...

Well, nearly three years ago, together with my wife and three kids, we decided that a home in Wandsworth, South West London and a partnership in a Mayfair law practice had passed their sell by dates and we needed a new dream.

My wife, who has been coming to the South of Spain regularly since early childhood is a very accomplished Spanish speaker – exposure – so to speak - to a succession of Spanish au pairs in London had broken me in – so the location of our transition was fairly obvious. We’d move to the Costa del Sol. After three fruitless and costly attempts to purchase a house in the Neuva Andalucia area of Marbella, we decided to rent – culture shock number one. We rented a five bedroom villa with a splendid garden and all important crystal blue swimming pool.

It was exceptional for the first months after our arrival in the mid-summer but as the glorious autumn came and went our first winter reminded us that the majority of older properties in the developed South of Spain were constructed primarily for Summer use. That stunning white marble floor in the majority of the house had a refrigerating quality in the high summer – it has exactly the same quality in mid winter. And let me tell you when you are used to 35 degree Summers 8 degree Winters feel really cold. Those romantic log fires in October became braziers of necessity in January.

Lesson One - If you are going to relocate and live in Spain all year round, choose a newer property that has either under floor heating, hot and cold air conditioning and/or tiled or wood floors rather than marble in the main reception rooms. Alternatively, buy an extremely ancient Cortijo or Finca with metre thick walls and stone floors. For the eleven months we lived in the house in Neuva Andalucia we used that beautiful crystal blue swimming pool for no more than four months.

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In November to December – when we made no use - an error by me in setting the pool’s heating device resulted in a €600 electricity bill!! When regular electricity bills were a little over €100 a month it came a quite a shock.

Lesson Two – Live on an urbanisation where you have communal pools, tennis and padel courts. Our first experiences of ”gastos domésticos” – or those usual home bills which required settling monthly was our second jolt of culture shock. Where else would we have happy queued in the bank to be told that we were only able to pay an electricity bill over the counter before 10.00 am and only on Tuesdays and Thursdays after the 10th of each month!! 

Lesson Three – direct debits – “pago domiciliado” - what an invention... The quality of schools in “our part” of Spain are, perhaps, some of the best anywhere in the World. The problem is lack of spaces. We decided early on that EIC in Elviria was best for our three. Their success record spoke for itself, the atmosphere is warm but very professional and the management excellent. After a brief need to occupy my eldest elsewhere whilst a place became available, in September 2004, all three dressed in the familiar blue and white they started at EIC – a mere 20 minutes or so from San Pedro de Alcantara.

Lesson Four – If you want to get your kids into a good school – and there are a few – you need to book early.

Moving to the beach in San Pedro de Alcantara nearly two years ago was literally a breath of fresh air.

Our new home, also rented, is a bungalow with four bedrooms and suits us perfectly. Or at least it did until my wife – who has a life long passion for riding decided to accept the kind offer of a school Mum to ride in La Cala – 30 minutes up the Coast – past the kids school - towards Malaga. There soon followed my kid’s passion for a Pony - which became their Christmas gift and then, much to my surprise, my own passion for a life in the saddle – I have started to take lessons. The toll on our time travelling along the Coast has meant that we are now due to move in the next month or so to the East of Marbella nearer to the school and the stables.

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With the cost of many properties on the desired Costa del Sol reaching the heights equivalent to many a metropolitan home in the UK, this glorious coast has become a "first home" market where those who relocate regularly do so on a year round basis. The market is entering a reality phase where prices are stabilising and real value for money is starting to be obtained.

With an increasingly sophisticated mortgage market where, although self certification is not yet possible, many can buy their dream villa, Finca or Cortijo with a chunk of equity from the sale of a UK property plus a mortgage from a Spanish lender at an annual rate in the region of 3.25%. Loans of up to 80% Loan to Value are common and these come with defined periods of interest only payments.

Unlike more recently discovered areas in the former Eastern Bloc, Malaga, Almeria, Jerez and Granada airports all remain within the magical three hours from the UK – perfect for combining a couple of meetings in London, Manchester or Glasgow and catching the midweek game at Stamford Bridge, Old Trafford or Ibrox Park before catching the morning flight back home. 

The infrastructure is exceptional, the roads, the broadband – with many newer hotels and restaurants installing WiFi capability and the simple variety of life from skiing in Sierra Nevada to lounging by the Urbanisation’s crystal blue gurgling water, to walking the dogs along the many kilometres of beautiful beaches – with a handy poo bag – of course. 

This is a new coast - it doesn't have the "age" of the Côte D'Azur and some of the developments have questionable architecture but where else can my kids be on the beach in the morning, skiing in the afternoon and riding into the country at dusk. Unlike the Côte D’Azur we do genuinely have over 300 days per year of Sun and the temperature never dips below 5%!

Whatever your life stage, I am confident that you and your family will experience a new lease of life – often out of doors - and you’ll wonder for ever more why you didn’t do it ten years ago.

mark@therightsgroup.com
www.therightsgroup.com
0034 600 343 917

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