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Brad
Does Brazil - an American in Southern Brazil
By Brad
Leigh
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On a more practical
note, even in paradise, one must check e-mail from time to time and access
online services. Unless I'm traveling solely on business, I don't like
to carry a laptop and so, rely on local cybercafes for computer time, printing,
scanning and internet access, transporting my documents and data on a handy
little USB storage device the size of a disposable lighter. Some pousadas
have onsite internet access and some do not. Centrinho has three major
cybercafes within a block of the Texaco. Several other cafes in the immediate
vicinity are also adding internet access. My favorite is Cyber Net, directly
across the street from the Texaco on Rua Manoel Severino de Oliveira (www.cybernetlagoa.com.br).
The computers work well and have comprehensive programs. Printing, scanning,
fax and CD burning services are available along with espresso, juice and
soft drinks. What I like most, however is that the owner, Robert (Ro-BAIR),
always has someone onsite whom speaks English. Fernanda, Julianna and Caesar
(say-ZAR) all helped me on several occasions with computer and mission-critical
document-related issues. This would have been nearly impossible had they
not spoken English. Again, though I encourage one and all to learn Brazilian
Portuguese, important, mission-critical transactions and communications
require the assistance of those whom can speak fluent English.
A few practical
tips. Your ATM cards may work at some banks' ATM machines but not others.
For a sure bet, use the machines at Bradesco Bank. They're the most modern
ATM machines in Brazil. They accept all ATM cards and don't have a problem
with long PIN numbers. Also, bring an extra ATM card (well-hidden) in case
your primary card craps out or demagnetizes. New policies at many US banks
due to new US government regulations make it very difficult for financial
institutions to forward replacement credit or ATM cards anywhere but your
domestic U.S. street address, or the mailing address listed on the account.
I spent hours on the phone, trying to get my bank to send me a replacement
debit card. As it turned out, the card I thought was non-functional, simply
wasn't compatible with the ATM machines I'd been trying to access, until
I found the Bradesco machines which worked everywhere, always.
In the event
that you are having problems with ATM machines or need more than your available
daily limit, be forewarned, cash advances on ATM or credit cards do not
take five minutes at banks in Brazil as they do here in the USA. Be prepared
to spend a couple of hours in a bank if you need a cash advance, particularly
if it is over $300 US. I advise against trying to do these transactions
in Lagoa. The branches are not equipped to do this easily. Go to Centro
for all major bank transactions.
Assuming your
USA-based cell phone does not work in Brazil, buy an international pre-paid
phone card in the USA with a locked-in rate to and from Brazil and rechargeable
minutes. International phone cards purchased in Lagoa (or anywhere in Brazil)
will cost you out the wazoo. You can buy a cell phone down there as well
but relative to what we pay for minutes and long-distance here, Brazil's
rates seem very high.
To phone Brazil
from the USA, dial 0 11 55, and then the city code, followed by the phone
number. In Florianopolis, the city code is 48, followed by an eight-digit
phone number. Skype is a great way to make phone calls and communicate
with Brazilians via the internet. A Skype-to-Skype call between the USA
and Brazil is free. You can't beat that. Skype-to-landline or Skype-to-cell
is still a fraction of what you pay for conventional long distance minutes.
Conventional cell phone calls from the USA to Brazil cost me 30¢ per
minute (ouch!)
Also, don't
expect to find coin-op laundries like here in the USA. In Brazil, you drop
your laundry off at a lavandaria (la-VAN-da-REE-uh) and pick it up the
next day. Be prepared to have attendants go through your dirty laundry
right there on the counter to identify the number and type of garments
you've brought so they can bill accordingly and ensure the return of all
items. It's a little unnerving but you get used to it. There's a lavandaria
right near the bridge from Centrinho to Rendeiras. They have a great deal...
a flat fee for a standard load and they do a nice job... always prompt
and they never lose your clothes.
For the most
part, I spent my time on the beaches, and in the restaurants, clubs and
cyber cafes of Lagoa and in the homes of friends in Lagoa and due south
in the towns of Rio Tavares and Campeche, motoring hither and yon on my
bike. I was very happy living in Lagoa with occasional forays into Centro
for adventures of a more urban nature. The area around the public market
percolates with activity and the city of Florianopolis is totally wired
with high-speed broadband.
With Guga's
help, our hunt for land began in earnest. Though open to the notion of
buying a house, I preferred to buy land and build a house, primarily due
to the fact that I am a media producer and like to work from home. Home
studios for media production and specifically, professional audio mixing,
require unique spatial configurations and audio characteristics one rarely
finds in a standard home.
The sustainable
construction and lifestyle modalities I favor also require a good solar
footprint, decent soil for gardening, and a good source of water. I wanted
to be as close to the town of Lagoa as possible, with nice views of the
ocean, lake or countryside at a reasonable price. Though we found a few
properties here and there, the bottom line is that Lagoa, Florianopolis
and the Island of Santa Catarina have been "discovered" by Paulistas (Brazilians
from Sao Paolo), Cariocas (Brazilians from Rio), Gauchos ("gah-OO-shoo"
-- Brazilians from Porto Alegre and the state of Rio Grande do Sul),
Argentines, Europeans and Americans with the means to buy. Properties on
the Island of Santa Catarina are no longer fabulously inexpensive. Million
dollar views will cost you mid-to-high six figures (US). The "amazing"
deals we'd heard about were not to be found here unless one wanted to live
in an area accessible solely by walking trail or boat -- a novel
thought for strictly residential or vacation use, but not a practical option
for transporting bulky equipment or tools to and from venues or the workplace.
Try toting YOUR mixing board, instruments, audio racks and giant speakers
by mule or on the local ferry. I don't think so.
Fifteen minutes
south of Lagoa, the towns and countryside of Rio Tavares and Campeche are
lively and picturesque but are already in a period of rapid growth and
development and have experienced a significant rise in property values,
climbing annually. Even rural acreage located in more remote locations
to the north of Lagoa such as Rio Vermelho (the best soil on the island)
are not inexpensive.
If one is hoping
for amazing prices on land or houses in and around Lagoa, Rio Tavares,
Campeche, or the northern end of the island, don't hold your breath. One
should come to Lagoa because they love the lifestyle, the beaches, the
restaurants, proximity to Centro and great nightlife. Come for the excitement
-- the paragliding, the dune surfing -- come for the fun, and if you want
to buy a house, you can certainly find great deals, depending on how much
time you have, who you know, and the exchange rates, but don't expect to
find something great for nothing. For deals like that on the island, your
best bets are probably the rural areas south of Armação.
This end of the island is considerably less developed, for now, presenting
perhaps, better investment opportunities in the long run, and you'll be
well off the beaten path.
There is also
the "gringo" factor. In a few cases, when realtors and/or property owners
figured out I was American, which happened more or less as soon as I opened
my mouth, the cost for properties (originally listed without price) miraculously
jumped 20 - 40%. One property owner in Rio Tavares quoted me a price for
his acreage at twice the market value just to see if I'd take the bait.
The realtors involved had no interest in watching my back. Only Guga watched
my back. Take my advice. Be wary of realtors. Find someone whom you can
trust, fluent in both Brazilian Portuguese and English, with some knowledge
of real estate and have them broker the deal on your behalf.
After a few
weeks of searching in and around Lagoa, we hadn't yet found the right piece
of land at a reasonable price and so I decided to take a break and travel
south to Buenos Aires, Argentina, then back to Rio de Janeiro and Buzios
in Brazil. In the meantime, Guga decided to look for parcels of land and
send me photos via e-mail.
In
preparing for this trip, there were flights, hotels, pousadas, B &
B's, shuttles, taxis, and other details to coordinate, all of which I entrusted
to Guga's girlfriend, Camila Cintra who co-owns and operates an event planning
and travel agency in Florianopolis called América do Sol -- Tel
(48) 3224-7707 www.americadosol.com.
Camila booked all flights, lodgings, and shuttles. She got me aisle seats
on all segments as requested, and ensured flight miles were credited to
frequent flyer airline partners in the USA (both of which I had a much
harder time doing on my own). Her skills, efficiency and ability to speak
English contributed to a flawless, smooth itinerary and worry-free trip
for me. Wanting to alter travel plans while in Buenos Aires and Rio de
Janeiro, I contacted her online. She responded promptly by e-mail and took
care of everything immediately. If you are planning to travel anywhere
in South America, Camila can get you airline ticket prices and hotel rates
as good or better than what you can pre-book from the USA. She can book
your flight on Brazilian or domestic U.S. airlines providing international
service. The best thing is that once you're in South America, you have
an ally whom can aid you with new travel plans and/or alterations to current
travel plans. Camila provides a very high level of personal service often
for less than what you'd pay booking travel arrangements online, by phone
or with a travel agent here in the USA. Camila can be contacted online
at camila@americadosol.com
Buenos Aires,
Rio de Janeiro and Buzios were amazing. For those of you into real estate
purely as an investment, the area in and around the Palermo district of
Buenos Aires had amazing deals on residences and commercial properties
which will only continue to appreciate and pencil cash flow positive as
Argentina grows its economy. There is a growing demand for leased urban
housing and commercial space in this very cool area of BsAs. But that is
another conversation. -
Article Continued
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-Article
Continued From Above - Buzios was a total party experience and completely
over the top in every way... outrageously fun, and apparently somewhat
dangerous, as was the more infamous Rio de Janeiro (also another conversation).
One thing about Rio -- I love Ipanema and could live there in a New York
minute if I still wanted to live in a big city. One of the reasons I was
curious about Ipanema is its history as the seat of Bossa Nova. Though
not one to frequent tourist traps, I spent several evenings at Garota da
Ipanema, the cafe where Jobim wrote the famous tune (Girl From Ipanema),
and yes, I even bought the tee shirt.
My only sad
moment in Brazil was in discovering that Bossa Nova is not strongly woven
into the fabric of contemporary Brazilian pop music culture. I had expected
to hear it everywhere and often, yet heard it hardly at all. Though beloved
by many, particularly those of age in the sixties when it was at its height,
Bossa Nova, though resurgent from time to time and in its own way, ever-present
and ever-loved, has for Brazil's youth culture, gone the way of the dinosaur.
The youth are far more enthralled with Brazilian hip-hop, American music,
and MPB (Music Popular Brazil).
No Brazilian
would ever deny Bossa Nova's beauty -- its uniquely simple, luscious complexity,
and though Brazilians revere the artists whom brought this musical genre
to life -- for many, their appreciation is one of sentiment and national
pride -- the stuff of museums. When one considers the contemporary music
scene in Brazil, for all practical purposes, Bossa Nova has gone the way
of velvet paintings, Bridget Bardot, and Playboy After Dark. One Brazilero
in Rio observed that other than in Ipanema, I could probably get Bossa
Nova gigs more easily in American and European cities than one could in
Brazil. Cruel irony -- like finding out there's not one single chocolate
chip cookie to be had in the land of Keebler. "Oh yeah", spat the elf,
like a little green David Spade workin' his snotty, "We bake'm and ship'm
but nobody here actually eats them." With only six weeks left on
my visa, and a non-changeable, non-refundable plane ticket, it was time
to go back to Floripa and resume the search for land.
Returning to
Lagoa, I knew I wanted two things, a real apartment with a kitchen so I
could cook dinner at home -- and a car. The weather had started to change
-- growing cooler and wetter. I looked at several pousadas all over Lagoa,
and as it turned out, needed look no further than next door to Duna Sol
-- Tel (48) 3232-6666 www.dunasol.com.br
on Rua Veriador Osni Ortiga -- a pousada/resort with cabanas complete with
bedroom, bathroom with walk-in shower, kitchen with gas stove, refrigerator,
and a cozy, sunlit living room with big sliding glass doors. The kitchens
are well-stocked with pots, pans, etc. and whatever you don't have and
need, they find in minutes. Being one who loves to cook Italian food and
in particular, pasta or massa (MAH-suh) as the Brazilians say -- for the
first time since I'd left the USA, I had a big saute pan and a gas stove.
Bam!
I rented a
cabana at Duna Sol for a month at about R$750 (Reis or Reals) which at
the exchange rate during May 2005 was about $300 U.S. per month or $10
per day U.S. (including utilities).
The cabanas
are arranged adjacently on either side of a narrow, European-style street
so guests with cars can pass. The entrance is gated and observed from the
lobby so only guests or their guests can enter. The single street is like
a friendly neighborhood which livens up every weekend when guests fill
any vacant cabanas. Given that I was there during the fall, things were
a little more tranquil. There were fewer of us living there fulltime which
made for a cozy, intimate neighborhood. My Parisian neighbor across the
way and his Brazilian girlfriend were entertaining to say the least and
the source of many parties and gatherings and fabulous drama. It was through
them that I met my love, Patricia. As I write this article, we are applying
for her visa so she can join me in the United States.
Each cabana
has a television, though avid TV watchers will only find American/English
language channels in the lobby, which also has a computer, convenient internet
access and an assortment of beers, juice, soft drinks and snacks that can
be charged to your apartment. There is also internet access available from
the rooms. Duna Sol has a swimming pool (which often served as my morning
wake-up ritual), a small gym, and party facilities -- a very nice banquet
hall which offers a full breakfast buffet every morning. From the rear
of the property's pleasant grounds, one can take a 20-minute hike through
the dunes and emerge onto a tranquil section of beach at Praia Joaquina.
It's a ten-minute walk up the beach to the restaurants, etc. Duna Sol is
also only a three-minute ride to Centrinho and has a great view of the
lake. It is also close to Rosen's, Rancho da Jackie, and Velho Tiene Pizzaria...
good inexpensive pizza.
Another excellent
feature about Duna Sol, however, is the owner, Bianca Freitas whom lived
in London for a time and speaks fluent English. Her presence made life
much easier, unraveling the little mysteries of daily life and making them
understandable in English. Accessible and patient, she went out of her
way to help guests non-fluent in Brazilian Portuguese. Among other things,
she helped me negotiate an auto rental agreement with a man whom spoke
only Brazilian Portuguese. His company, Barcellos -- Tel (48) 9982-0173
www.barcellos.net has the best cars
for the lowest prices in Lagoa. Several people I met whom were renting
cars from other rental agencies were often inconvenienced by mechanical
problems. I rented a 2-door Fiat Palio with low miles, for a month. It
ran very well and had no problems whatsoever. The rental cost for a month
including insurance and all fees was $950 reis or per May 2005 exchange
rates, $385 US.
Bianca is also
a gifted chef with an interest in high end, gourmet restaurants. She showed
me several examples of profitable, exclusive restaurants thriving all year
round in Lagoa and Florianopolis. A proven and successful caterer of special
events in Florianopolis, Bianca is considering partnership with foreign
investors on a gourmet restaurant in Floripa. If you have an eye on becoming
an expat in Florianopolis and/or making an investment in the Brazilian
economy (yielding the eventual benefit of a residency visa), Bianca Freitas
is a talented, hard-working entrepreneur with local and regional connections,
worthy of your attention. Bianca can be contacted at bibicafreitas@hotmail.com",
pousadadunasol (Skype), and dunasol_floripa@hotmail.com"
for MSN live chat. Inquiries regarding Cabanas Duna Sol can be sent to
dunasol@dunasol.com.br.
Ensconced in
my new digs at Duna Sol, the hunt for land was resumed with Guga. We visited
the parcels he had located while I was away and they were very nice, but
either not exactly what I wanted, or outside what I considered reasonable
in price.
Also it is
important to note that there are currently two different types of property
deeds in Brasil, particularly on the Island of Santa Catarina. The more
desireable of the two is called "Escritura Pública" which is an
official deed legally documenting one's ownership of property whether one
is a Brazilian citizen or the citizen of another country. There are no
loopholes or grey areas. Nobody can emerge from the ethers ten years after
you've built your house and claim a historical familial attachment to the
land. With Escritura Pública -- you buy it, you own it.
The other type
of deed is called "Posse". If you're considering purchasing property
that is "posse", check its history back to the original survey. Make sure
there are no conflicts regarding ownership. If everything is in order and
there are no potential problems, the property is considered "good posse".
If there are grey areas and potential for conflicts regarding ownership,
access or easements, that is considered "bad posse" "Good posse" properties,
though a tad more risky, are generally a safe bet and good investment.
There is legislation in process to re-designate all "posse"-designated
property to Escritura Pública status. Stay away from any property
that could be "bad posse". Due diligence is the key.
One day Guga
and I looked at a parcel in Rio Vermelho (ver-May-yoo) and I commented
on the adjacent parcel which was not for sale but had these smooth, rounded,
gargantuan rock formations. I had seen formations like this on the coast,
evoking images of Pterodactyls and the Flintstones. Some of these beaches,
fairly narrow, had thick tropical vegetation on the inland side and hills
climbing steeply up and away. Attempting to relax in the sand, I'd keep
one eye on the surf and the other occasionally scanning the flora for velociraptors.
Having had nightmares following Jurassic Park, I didn't want to fall prey
to the creature that ate Jerry Seinfeld's mailman. If you saw the movie
you know the one. The spawn of Creature from the Black Lagoon and Caesar
Romero's Joker.
Be that as
it may. I loved those giant rock formations whose gargantuan beauty dispelled
any preoccupation with predators of primordial origin. They weren't like
the sharp, rugged coast of Maine with occasional highlands that make you
want to put on a sweater and eat mutton. These were rounded and benign,
easily traversed, sculpted smooth by aeons of insistent surf. Now ancient
and majestic, their shapes have long since passed from harbingers of carnosaurs,
to smooth stony bellies of supine, laughing Buddhas.
"Aahhhhhhhhhh,
Brad", said Guga, "Garopaba (GA-roh-PAH-buh). You'll want to check out
Garopaba." A less developed, somewhat reclusive cousin of Lagoa on the
mainland approximately 40 minutes south of Centro, Garopaba would have
the big rocks and better prices. Internationally renown as one of Brazil's
finest surfing destinations and like Lagoa, offering some of the country's
best wind-surfing and kite-surfing, Garopaba has etched its quiet reputation
as a popular travel destination, with three primary beaches, and several
smaller ones -- one of which is at the end of Garopaba's main avenue. A
resting place for fishing boats and a stroll beneath rolling hills crowned
by an ancient church. The beach opens up onto a broad inlet and the Atlantic
ocean. One friend of mine whom visited Garopaba commented that it was what
Santa Barbara might have looked like 60 years ago.
The main avenue
offers some restaurants and cafes with casual ambience and good food. Other
tourist amenities can be found including cybercafes. New development is
on the way, including a small, intimate shopping destination with cafes
and a multiplex.
The town of
Garopaba is a ten-to-fifteen-minute drive from the only highway, BR 101,
linking Porto Alegre in the south, to Florianopolis due north. When the
renovation and expansion of this highway are complete, the trip from Garopaba
to Centro should take considerably less time.
The most famous
beach in Garopaba is Praia da Rosa (HO-suh), which draws many surfers and
young people. The atmosphere is festive and casual, with a restaurant/bar
overlooking the beach. The surrounding area is a rolling hive of curvy
gravel roads dotted with pousadas, cafes and amenities geared toward the
surfing crowd. Reggae, raves and their associated cultural amenities are
part of the local culture. This area is also home to Brazil's leading manufacturer
of surf gear, apparel and accessories, Mormaii. Mormaii owns and operates
a very cool cafe next to its retail store on the main avenue in Garopaba.
Patricia and
I set out one fine morning to explore Garopaba. We both immediately liked
the quaint though up-and-coming, progressive vibe of the town and drove
around until a synchronous event -- an apparent "coincidence", gave us
pause at the entrance to a place selling parcels of land, with water and
electricity ready for each lot. Compelled, we turned into the entrance
until our car's passage was blocked by a gate. Nobody was in sight so we
parked and walked up the road, climbing a hill, until we stopped and surveilled
the valley and lake below. This was very promising so we wrote down the
phone number and continued on through downtown Garopaba, past Garopaba
Beach to the most upscale neighborhood in the area, a promontory overlooking
the Atlantic with a few small parcels and more expensive-looking homes.
Though this area was both quaint and beautiful, it was also expensive --
Garopaba's answer to Tiburon.
Returning to
where we'd parked and climbed the hill, we continued on by car to Praia
Ferrugem about 7 minutes up the road. Ferrugem was large and open, fluid
and changing with the tides. There were meandering nooks and crannies.
Private places and beautiful, giant rock formations. We climbed a large
one and observed the surf crashing below. It was poetic -- a great place
to set up an easel or write Hemingway's next novel. We stood there silently
for some time, holding hands. It was pristine but the sun was going down
and we wanted to see Praia Silveira so off we went.
Praia Silveira
is just over the hill from where we'd parked and climbed the hill earlier
in that day. It was more of a neighborhood beach tucked in between a pair
of promontories -- narrower than Ferrugem, with more traffic. Houses dotted
the hills surrounding the beach. Though not even remotely Tolkienesque,
it felt a little Shire-like (but with clambakes and internet access). This
was getting interesting.
Back in Floripa,
I gave the phone number we'd written down, to Guga who spoke (in Portuguese)
to Emilio, the seller's agent and manager of what is actually a low-key
gated community with a clubhouse for parties and community gatherings.
Guga arranged a meeting and off we went to Emilio's home office onsite.
Greeting us at the gate, we followed Emilio in our vehicle way up the hill
(well past where Patricia and I had walked) on nicely paved roads, to the
highest road on the ridge, upon which were several 1/2 acre lots for sale
with amazing views of the valley and lake below. It was awesome. Emilio
pointed out a lot with a gentle slope at the top, fairly easy to build
on and that was that. I knew this was my land. We settled on a price and
set the deal in motion.
With a little
paperwork and Guga's help, I acquired a Brazilian CPF number which one
must have to execute any type of financial transaction in Brazil. It is
similar to our social security or Tax ID number. It requires a trip to
the Brazilian Receita Federal, then Banco do Brasil to pay a minimal fee,
and then back to the Receita Federal to complete the transaction and apply
for a CPF card. Even without the card, just having an assigned CPF number
gives one the ability to buy or sell property in Brazil.
The details
of our deal went quickly and smoothly, resulting in a trip to the local
Cartorio to meet Emilio, transfer the deed and pay the requisite fees.
I am now the happy owner of this beautiful land high on a hill overlooking
the valley and Lagoa Encantada (Enchanted Lake). Behind me, up and over
the hill, and a couple of minutes south, is Praia Silveira.
Though my lot
is only half an acre (2000 sq. meters), it will easily accommodate a nice
sized home and studio, terraced vegetable gardens and fruit trees, with
room for a small pool and churrasco. The topography is such that no matter
how high my neighbor below decides to build (within height restrictions
of the community), I will never lose the view of this beautiful valley.
In spite of the lot's minimal size, the vastness of the views make it feel
really big.
The transaction
was completed only days before my return flight to the USA and I wait now
for Patricia to join me here. We will remain here in the USA awhile so
I can grow a media publishing venture -- music, animation and video-based.
As things progress, I hope to start building a home and studio on our hill
in Garopaba and spend significant time there every year.
I must share
that I could not have done this without Guga and paid him a commission
accordingly. He has since gone on to help other aspiring expats with real
estate forays in the area. For $50 per day US, against commissions, Guga
is available to assist with real estate acquisitions in Florianopolis and
Garopaba. He is also a native son of Sao Paulo and familiar with that market.
His fee includes finding properties within your criteria and desired locale;
accompanying you to look at those properties or other properties you may
have found on your own; conveying questions to the seller and/or seller's
agent; negotiating your deal; helping you acquire appropriate permits,
bank accounts, CPF number, etc.; and transferring your documents at the
Cartorio (car-TOR-ee-oh). I highly recommend his services to anyone thinking
about real estate in or near Florianopolis and Garopaba. Guga can be contacted
at (48) 8822-4212 or realestate@brturbo.com.br
Brazil is growing
and developing its economy. The good news is that though the country is
developing its infrastructure and seeking its place on the world economic
stage, the Brazilians, culturally, don't obsess 24/7 about "to-do" lists
and work work work.... They don't define themselves solely by their careers
or assets. They know how to slow down, set work aside, enjoy friends and
family and live the life tranquillo.
Brazil is edgy,
spicy, overt, and at times totally in your face. I saw passion and ferocity
-- humor, warmth and solidarity -- unbridled sensuality, and much love
and kindness. Brazil and her people look to the future with wonder and
enthusiasm.
So go see the
beautiful state of Santa Catarina, the Island of Santa Catarina, the city
of Florianopolis, the town of Lagoa da Conceição, and just
off the beaten path, the little surf oasis of Garopaba. These areas offer
promise to the entrepreneur and adventurer. It's about finding your niche
here and making a life. Now is the time.
© Brad Leigh 2006. All rights reserved.
| Easy Belize: How to Live, Retire,
Work or Invest in Belize - Easy
Belize: How to Live, Retire, Work or Invest in Belize - Belize
- the laid back Caribbean country of Central America! It's a favorite of
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there's a new eBook that will take you to Belize and help you stay there. |
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- A Unique Lifestyle Career - A Special Report - How
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while searching for employment. How to make ends meet until you find
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a private yacht. Crewing as a couple. Vital tips that will put you
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eBooks
for Expats - International Relocation Reports - Offshore Investment
Reports - Reports On Offshore Real Estate, Moving Overseas, and a
wide range of subjects for those seeking to restart their lives overseas.
eBooks are a great idea. Consider
This: If, for example, you are trying to figure out how to move to Bolivia,
buy a ranch, get residency and a passport; you won't find a standard book
on how to go about accomplishing those ends at your local library.
You will here. We have hundreds of great eBooks lined up and coming
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