Residential Loans
With so many options today, it is as important to know the available programs, procedures, and steps needed to obtain a mortgage as it is to understand how to buy a new home. HomeLife's consultation will simplify the process and make it easy to understand. We will process your loan while helping you gather any documents that may be required for the transaction. HomeLife's Professional Consultation Service will guide you from start to finish. We take pride in having the ability to assist our clients with their mortgage needs by providing the necessary information required in making a sound decision.
HomeLife's numerous Banking relationships and extensive underwriting knowledge ensure a competitive edge in the market, which in turn enables us the ability to offer our clients the best available rates and terms. Setting up an appointment with our friendly staff for a free individualized loan consultation is a phone call away.
Commercial Loans
At HomeLife International we understand the needs of the commercial property owner. If you are interested in cashing out the equity in your property to buy more inventories, purchase more advertising, or expand to another location, we have innovative programs for you!
Many commercial property owners like you have utilized our streamlined, innovative, commercial lending program to achieve their financial objectives. With our residential style approach to commercial real estate lending we can help you refinance or purchase your next property quickly and hassle free!
- Unlimited cash out
- Flexible rates and terms
- Quick closings
- Multiple loans to one borrower
- Tap equity in current location as down payment for next commercial purchase
International Loans
HomeLife International is fully prepared to consult and assist you with any temporary or permanent financing needs. We work with Commercial Banks, Capital Consultants, International Funding Organizations, Finance Consultants, International Funding Associations, and intermediaries throughout the entire world to find the best available financing.
HomeLife's strong Lending relationships and knowledge enables it to offer an extensive array of loan programs, not available in most Financial Institutions.
Small Business Loans
An SBA (Small Business Administration) loan is a loan program designed by the government to help small to medium sized businesses obtain financing that is otherwise difficult to secure through regular commercial means. SBA loans are basically long-term in nature, 7 years for working capital, 10 years for equipment and leasehold improvements and 25 years for real estate. Generally, the amounts you can borrow are from $50,000 to $1,500,000.
Example uses for SBA Loans are:
- Expansion of an existing business
- Inventory
- Working Capital
- Machinery and Equipment
- Leasehold Improvements
- Consolidation of business debts
- Purchase of real estate
- Purchase of an existing business
- Startup of a new business
- Others
