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Italy’s Borderlands
Tuscany without the crowds and without the prices
by Steenie Harvey
US$1 equals 1.06 euro 

Le Marche is gorgeous. What’s more, this astoundingly lovely part of central Italy is practically unknown to foreign travelers...and homebuyers. Pronounced “Lay Markay,” its name means the Marches or border country. Here the country’s Renaissance landscapes hem the hot southern provinces of the Mezzogiono, the realms of the midday sun. 

“Italy all in one region” says the local tourist board—and they’re right. Hills topped by medieval castles and tiny walled towns glowing in warm shades of pink, ochre, and gold...a green and unspoilt landscape of stone farmhouses, olive trees, and vineyards...a blue sea and endless miles of golden beaches.

Compared to other parts of central Italy, classic farmhouse-type homes are at enticing prices...and they’re open to negotiation. Known as case coloniche, these romantic old properties are the equivalent of the mas found in southern France. 

Le Marche Is Gorgeous
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Let me start by telling you about this one...a three-story high casa colonica of natural pink stone. The setting is dreamy...a lookout onto open green meadows, bosky thickets, and scattered farms...in the distance, a picturesque Palazzo village whose historical stone houses snuggle into a steep slope.

Perched on a hilltop, 30-minute’s drive from the sandy beaches of Senigallia, it’s priced at $134,000. Although you'd have to do some work (a minimum of $20,000 is needed to make it comfortable enough for year-round living rather than vacations), you could move in straight away. Surface area is 2750 square feet and there’s around 21,000 square feet of land planted with pine, cypress, olive trees, and a small vineyard. Although there’s no phone yet, water and electricity are on site. 

Similar Tuscan farmhouses cost a minimum of a $300,000—even more if your heart was set on a home in the golden triangle formed by the towns of Pisa, Siena, and Florence. 
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But the price of this Le Marche farmhouse isn’t exceptional. Many good-condition properties are available for that kind of sum...providing you look outside the immediate vicinity of exceptionally photogenic towns such as Urbino and Jesi. Ruins to restore average $50,000 to $70,000.

What I’m saying is this: Try imagining over-valued Tuscany without the crowds and that will give you an inkling of what Le Marche is like. Along with lovely landscapes, there’s probably enough art, culture, and history here to keep most folks occupied for a lifetime. San Benedetto’s tourist office gave me loads of literature and the facts and figures are astounding: over 1,000 important monuments, 106 castles, 33 fortresses, 163 sanctuaries, 40 abbeys, and more than 100 little towns classed as “art cities.” 

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One of Italy’s most famous artists, Raphael, was born in Urbino...a fairytale town, which I’ll tell you more about later. There are also summer opera festivals, churches bursting with Lottos and Giottos, lazy-day seaside resorts...the wild Sibellini mountains, where folklore tells the prophesying Sibyls of Greek legend lived. And it goes without saying that food and wine is excellent. 

I’m confused as to why Le Marche remains undiscovered territory to English-speaking visitors. Fashionability, maybe. British vacationers wanting to impress friends and neighbors emulate their Prime Minister Tony Blair and head off to high-profile Tuscany. Despite sharing the same lovely scenery, Le Marche isn’t modish. Furthermore, few people can even pinpoint it on a map. 
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In fact, Tuscany is the next-door region but one. Living in Le Marche means you could explore Florence, Siena, and many other Tuscan treasure towns almost at will. Divided into four provinces—Ancona, Pesaro, Ascoli Piceno, and Macerata—Le Marche lies almost halfway down the country’s eastern Adriatic coast. The Emilia-Romagna region and the city of Bologna are to the north, Abruzzo-Molise to the south. Umbria (and beyond that Tuscany) lies to the west. 

Just because few people have heard of Le Marche doesn’t mean it’s remote. Ancona, its main city, has a small airport with flights to London’s Stansted. It’s also a port city with ferry routes to Greece and Croatia. Speedy Eurostar trains travel the eastern coast. On the cross-country line from Ancona through Jesi, they eat up the 182 miles to Rome in three hours.

No downside

I spent late January discovering some of Le Marche’s towns, meeting realtors, and tramping around case coloniche. I was impressed with everything...and you should know by now that I don’t bestow bouquets readily. To be honest, I can’t find anything negative to say about this region. Sure, the weather was cold but I hardly expected to get a suntan during winter. Vestiges of snow blanketed the upper hills, but nearer the coast daytime temperatures hovered between 50° F and 54° F...and there were more sunny days than overcast ones. 

The only downsides I can think of is that some purpose-built seaside resorts look rather unappealing architecturally. Even so, there are few high-rises and resort towns aren’t plug ugly by any means. Wintertime fog can be problematic, but this applies to the whole of central and northern Italy, not only Le Marche. The day before I left, more than 600 flights were cancelled due to fog...and even Milan and Turin’s airports were at a standstill.

Farmhouse specials

Twenty miles from the sea, Sant’ Ippolito is a mere speck on Le Marche’s map. A bus from the coastal town of Fano delivered me to the piazza in Fossombrone, a quaint little town of towers and churches...but no taxis. A three-mile walk to Sant’Ippolito in heeled boots through unknown countryside? I phoned Eberhard and ask him to pick me up.

I’ve noticed Germans often seem to identify up-and-coming locations before everybody else. Eberhard and Barbara Fuchs (both speak English) bought a tumbledown farmhouse near Sant’Ippolito 11 years ago and transformed it into a gem. This engaging couple (he’s German-Jewish, she’s half Czech, half Irish) have a passion for breeding horses—they currently have 30. And they also run a real estate consultancy: Consiglieri Case Coloniche (CCC). Around 90% of clients are German, but they’ve also had buyers from America, Britain, and New Zealand.

I’ve detailed more of their homes in the Property Picks sidebar, but I thought this one was excellent value: a classic farmhouse of rose-colored stone that you could move into immediately. It's big, around 3,000 square feet, and there are a couple of outbuildings. The “garden,” planted with olives, hazelnut trees, and vines is 40,000 square feet and includes a stream. It's not isolated—the nearest village is a mile away and Adriatic beaches are a 15-mile drive. The price is $134,000. Although it still needs some finishing, you could do it for around $10,000 if you're not concerned about marble bathrooms and pools.
 

A full hand-holding service

Unless the location is special, CCC does not handle ruins. Practically all properties are in “habitable-but-needing-some-renovation” to “move-straight-into” condition. The agency fee is quite high, 4% to 6%, (the lower percentage applies to high-value homes), but you get a full handholding service. This covers arranging legalities as well as introductions to competent architects, builders, and craftsman. Obviously you have to budget for legal costs and taxes too: without agency fees, additional purchase costs are around 11%.

Eberhard explained that for farmhouses in a fairly decent state of repair, $86,000 is the minimum. Prices in this area have been rising by around 10% each year.
 

Although there’s little demand from Italian city dwellers seeking rural vacation homes (“they don’t want to live where nobody will see them...and the women are always worried about snakes and frogs”), this unsung region has definitely come onto the radar screens of German buyers.

Although old mills and noble villas occasionally surface, there are basically three types of rural homes. The first are casas rusticas, cottage-type homes, or very simple farmhouses where laborers lived. Next up the scale are case coloniche, the huge rambling farmhouses with wine cellars that were owned by wealthier farmers. Top of the pile is the casa padronale, once home to local lords of the manor. In farmhouses of two stories or more, beasts were commonly kept on the ground floor—families lived in the rooms above. Few have pools, but you can instal one for $21,000 to $30,000.

Barbara and Eberhard have some good-looking properties for around $140,000, but time-wasters aren’t encouraged. To browse their catalog before arranging to inspect properties, you’ll need to be on-line—they don’t send listings by post. A quirky attitude, but Eberhard gave me chapter and verse on who would be happy living in Le Marche...and who wouldn’t. 

No English spoken

He considers that if you don’t have Internet access by now, you don’t have an inquiring mind...and he doesn’t want to know you. Le Marche is for individuals, not the masses who flock to Spain’s Costa del Sol with its large enclaves of English and German speakers. “Here you have to learn Italian...not even the waiters speak English or German.” (He’s right.) And perhaps thinking of prospective neighbors, he shudders at the thought of “people with greasy hair driving beat-up Volkswagens.” (I think he meant hippie-types seeking ruined farmhouses where they can beat bongo-drums into the night.) This isn’t a run-of-the-mill agency, but they’re a great couple. 

Glorious hilltowns

Seeing the fairytale turrets of Urbino’s Ducal Palace looming out of the mist, I was mesmerized. This is the jewel in Le Marche’s glittering tiara of medieval hilltowns, a picture postcard of the Middle Ages. A medley of beautiful houses and palaces made from tiny pink and gold bricks flank its switchback streets and cobbled alleyways. The surroundings are spectacular: tree-covered green hills resembling the rumpled-up bedspread of some storybook giant. 

Exactly the kind of setting where you'd find Sleeping Beauty snoozing away the centuries. It also happens to be Raphael’s birthplace. I visited the house where he was born on Good Friday, 1483...it felt really odd to be the only visitor. It’s on via Raffaello (Italians call the painter Rafaelo) and the entrance fee is $2. Continue up this steep street to Raffaello’s statue, then turn left around the walls of Albernoz Fortress for magical views of the Ducal Palace, which now houses the regional art gallery. 

Designed in the 15th century by Duke Federico da Montefeltro as an “ideal city,” Urbino is in incredibly good shape for its age. In its atmospheric streets, houses looked solid and well cared for. Eurocasa is a helpful realtor's office, and Maria Cristina Marchetti speaks excellent English. She says that although Urbino is more expensive than most other Le Marche hilltowns, being a university town it's a good investment prospect. A typical one-bedroom 420-square-foot apartment in restored condition, in the historic center, costs $92,000 and rents for $470 monthly. Two-bedroom, 750-square-foot apartments  average $162,000 and rent for $740 monthly. 

Eurocasa will also arrange mortgages and unravel the legalities. (Their agency fee is 3% to 4% depending on work involved.) If you prefer a rural property to restore, they’ll also put you in contact with architects and builders. Maria Cristina seemed very excited that foreigners might be interested in Le Marche, but she stressed that farmhouses are more expensive around Urbino than in remoter areas. The starting figure for ruins is $135,000. For something habitable, expect to pay over $200,000. 
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Urbino is one of dozens of hilltowns...another personal favorite was Jesi. Pronounced “Yezzi,” it huddles behind rampart walls, another beautiful arrangement of pinkish-gold stone houses with dark green shutters. Wandering through archways of the old town’s up-and-down stepped alleyways, I kept coming across all kinds of lovely curiosities: colonnades, campanile belltowers, and handsome Renaissance palaces with statues and carvings. However, many streets were very dark and narrow—you wouldn’t get much (if any) sunlight.

Two of the three realtors I met spoke English. Prices in Jesi’s leafy suburban periphery start at $60,000 for a 600-square-foot apartment; a 1,200-square-foot apartment was $107,000. Within the historic center, a 670-square-foot apartment in a completely restored building was $94,000. For something even smaller—a 380-square-foot apartment costs $38,000. Farmhouses in Jesi’s countryside begin at $47,000 for ruins-and-rubble, and around $115,000 for something that could become habitable.

Another day I met with a retired IL subscriber living in hilly Ascoli Piceno province, not far from seaside San Benedetto. We spent the afternoon with Sig. D’Angelo, a realtor from Offida. A tiny hilltown with just under 5,000 inhabitants, Offida has immense charm—archways, loggias, belltowers, cobbled squares—and it’s very traditional too. I was told that old ladies put out their chairs on the street and sit making pillow lace during summer. 

Grandstand views of pageantry

Medieval houses to restore start at $43,000, but remember alleyways don’t get much light. In contrast, Offida’s main square (Piazza del Popolo) is open to the sun and a picture-perfect venue for pageantry and carnival. Anybody owning a property here would have a grandstand view of any event. $225,000 is quite a substantial sum, but it buys a newly restored apartment in an ancient palace on the square of approximately 1,600 square feet in size with additional terrace space of 400 square feet. Creating a mezzanine would give even more living space. 

Earlier that afternoon we inspected case coloniche in the nearby countryside. One such casa colonica was just $70,000 and had 10,000 square feet of land but it required much restoration...it was certainly too wrecked to live in. Sometimes the value is in the land and the fact that a dwelling already exists. This means there wouldn't be any planning problems about building something of similar size and height. Back in the office, Sig. d’Angelo (who unfortunately doesn’t speak English) produced details of a small house with three bedrooms for $75,000. Going by the photos it looked in good condition. Apparently, only the heating system needs work. 
 
Beside the sea

One hundred and twenty miles of sandy beaches and the Mare Adriatico. I didn’t try swimming in January, but I can vouch for the seafood fished from Le Marche’s silvery-blue Adriatic waters. But for coastal properties, I’d suggest visiting in high summer before deciding to buy. Although I’ve always enjoyed Italian beach resorts, not everybody is enamored.

Let me explain. Italians do not believe beaches are places for enjoying solitude. During summer, regiments of sun loungers and gaily-colored ombellones take up almost every inch of sand. Winter gives the false impression that the only interest is from local joggers. However, look at postcards and you’ll see how crowded it gets in summertime. In some pictures I could hardly see sand for sun umbrellas! But while seaside tourism is very much in evidence, in Le Marche it’s mainly Italian.

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As my main intention was tracking down rural farmhouses and hilltown homes, I didn’t explore the resorts in depth. But one that I really liked the look of was San Benedetto del Tronto, in Le Marche’s southernmost Ascoli Piceno province. Famed for its 7,000 palm trees, it’s both a working town as well as a summer resort. Attractive-looking beaches, a long promenade, a lively town center...and enough palm trees to justify its title as the Riviera del Palme. As it’s geared up for conferences (it’s a favorite amongst Italian trades unionists), a good proportion of hotels remain open in winter. 

Unfortunately I didn’t find any English-speaking realtors here, but Troiani had some interesting buys. The agent told me that relatively few foreigners have bought so far. Within San Benedetto town, buildings vary from new constructions to ancient aristocratic mansions and Liberty-style villas. One-bedroom apartments start at $45,000, but $160,000 was sought for a two-level apartment with three bedrooms in a “piccola palazzina.” 

This agency also had a casa singola (single family house) of around 3,000-square-feet for $116,000. On two levels, and less than two miles from town, it requires restoration but there’s a large garden of around 11,000 square feet planted with olives. San Benedetto is also reasonable for rentals outside the stagione (the summer season). Between November and May, one-bedroom apartments start at $233 per month.
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An hour north by train from Ancona, Fano may deserve further investigation. I came here to catch the Fossombrone bus but was delighted by its old quarter...hidden behind walls across from the modern seafront. Wish I’d allowed more time. Again, the beaches looked great and I imagine Fano’s lungomare (promenade) is jammed during summer. I passed a Tecnocasa agency on via Arco d’Augusto (tel. (39)0721-830-555) and Attika agency on via Roma (tel. (39)0721-823-645) but it was before 10 a.m. Both were shut...so I don’t know if they speak English. 

But nice though Fano seems, from window listings it’s not the cheapest place in Le Marche: one-bedroom apartments from $78,000 and $187,000 for a gardenless casa singola of 1600 square feet. However, bear in mind it’s a seaside town on a main-line rail route and thus is popular with locals. Plus you could rent. I saw an unfurnished three-bedroom two-bathroom condominium listed for $445 monthly.

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The Virgin Mary’s house

Art treasures, luscious landscapes, beaches...but that’s not all. Le Marche also has something nowhere else in the world can boast. Loreto, a small hilltown of 11,000 souls claims the Virgin Mary’s house too. I’m not going to make judgements on this—I can do without barrages of indignant letters, thank you. However, tradition tells that after a stopover in Croatia, the Virgin Mary's Nazareth house arrived here on December 10, 1294. Some say the deed was done by angels, others that human hand transported the house.

Almost all businesses cater to accommodating, feeding, or selling religious trinkets to the pilgrim hordes visiting Loreto each year. Its Basilica is monumental—visible from miles away. Although I’ve probably seen more Italian churches than I’ve had pizzas, this one is special. There are 25 little jewel-box chapels and sacristies, all decorated with magnificent paintings. Centerpiece is the sacra casa (holy house), enclosed by a carved marble screen. Pilgrims cram into the tiny structure and kneel reverently on a stone floor. A basilica brochure insists that there’s archaeological proof of the house’s building material being the same type used in Nazareth 2,000 years ago.
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Our Lady of Loreto is a Black Madonna. Apparently, many Madonnas are that color because smoke from candles and lamps darkened original icons and images. The basilica’s 16th-century statue was destroyed by fire, but people were so used to their Black Madonna the artist commissioned to create a new wooden image used a black tint for the coloring. Loreto also has a permanent presepe (Christmas crib) behind the basilica—just follow the sound of carols. It's a succession of little niches lit by red and green lights almost like the garish holes that goblins inhabit in Santa's grotto. Lots of mechanical figures too, but I said enough in my e-letter about swiveling camel heads. I’m saying nothing more...

The sound of bells would send me batty, but Tecnocasa agency had a 900-square-foot apartment near the basilica for $121,000. A 1,200-square-foot apartment in an ancient palazzina d’epoca (renovated outside, but needing interior restoration) was $134,000. A short distance away is another medieval hilltop village called Castelfidardo. I came through by bus and it looked charming. The same agency had a 1,350-square-foot recently restored apartment (three bedrooms) in its historic center for $125,000. 

The best rural properties

. On a hilltop near Montecasiano/Macerata, surrounded by ancient olive trees, a rambling old Casa Padronale that was once the home of the local lord of the manor. Of natural stone, and with wooden beams and terracotta floors, it’s in reasonably good structural shape. However, it needs major interior renovation—there are no bathrooms! Approximately 4,500 square feet in size plus a barn, it comes with 33,000 square feet of land. Price: $117,000 plus estimated renovation costs of $86,000.
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. Overlooking the Metauro Valley to the sea 13 miles away, a village house in Villa del Monte, a hamlet near the larger village of Sorbolongo. In perfectly restored condition, the house is around 2,200 square feet in size plus garage. Go up a spiral staircase to the first floor (with two bedrooms and a bathroom) and there’s a terrace with vaulted archways. There’s space for another small bedroom in the attic, built in the shape of a tower. The house sits on 2.4 acres of park-like land with stone terraces planted with some vines, olive trees, and other typical regional plants. The agent says that there would be no problem to build a swimming pool. Price: $170,000.

. For immediate occupation, a country villa of 1,650 square feet near the 14th-century village of Ostra-Vetere. Reconstructed with original materials such as wooden beams, old ‘nuns and monks’ roof tiles and terracotta floors the villa’s land totals 21,000 square feet. This includes a paved path garden of lawn and trees, a functioning forno a legno (pizza oven) for barbecue parties, and a wooden annex that you could use as a study. Price: $254,000.

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. A romantic mill, hundreds of years old, that you could move straight into. Totally restored with modern central heating, this is a three-part property: the landowner’s house, a cosy farmhouse, the miller’s house, plus a barn. This may be suitable for a tourism venture—perhaps living in one property and renting the other two buildings to vacationers. Surface area of the buildings amounts to around 5,500 square feet with almost 30 acres of land. Asking price: $402,000. 

Realtor to rely on

Consiglieri Case Coloniche (Eberhard and Barbara Fuchs), Reforzate 26, 61040 Sant’Ippolito (PS); tel. (39)0721-728-252; fax (39)0721-728-122; e-mail: ccc@netco.it; website: www.case-coloniche.com/start.htm. (Much of their website is in German but this link URL brings you to the English pages.)

Eurocasa (Maria Cristina Marchetti), Via Mazzini 37, 61029 Urbino (PS); tel. / fax (39)0722-339-179; e-mail: info@eurocasaonline.it; website: www.eurocasaonline.it

Immobiliare Federico II (Federica), Via XXIV Maggio 30, 60035 Jesi (AN); tel. (39)0731-215-259; e-mail: imfederico@tiscalinet.it

Gabetti (Cristina Rosi), Viale della Vittoria 93, 60035 Jesi (AN); tel. (39)0731-57-092; fax (39)0731-57-076; e-mail: jesi@gabetti.it; website: www.gabetti.it

Tecnocasa (Lidia Mozzoni), 2/4 Via Fratelli Brancondi, Loreto (AN); tel. (39)071-750-1677

D’Angelo Immobiliare (Sig. D’Angelo), Borgo G. Leopardi 40, 63035 Offida (AP); tel. / fax (39)0736-889-191; e-mail: daubaldo@tiscalinet.it

Troiani, Via G. Pizzi 56, 63039 San Benedetto del Tronto (AP); tel. / fax (39)0735-588-238
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Buy a whole village for $216,000

A hamlet of stone houses in the township of Pergola, Borghetto di Finigli dates back to at least the year A.D. 1000. Agents, Eberhard and Barbara, believe it’s suitable for a state-assisted agriturismo business. Perhaps it could be converted into a small country hotel with a restaurant, or used as an artistic, meditation, or seminar center.

In an almost 2.5-acre setting of green hills and with lookouts onto the mountains of Monte Acuto, Monte Nerono and Monte Catria, the surface area of the complex of buildings in Finigli amounts to 11,000 square feet and includes a chapel. One building has been restored and electricity and water is on site, but the agents admit the other houses currently seem “unprepossessing from outside. However, they also point out that the buildings hide some precious architectural treasures: a grotto with a water reservoir in a cellar with wooden beamed ceilings, old terracotta tile floors, stone fireplaces from the 15th and 16th centuries, frescoes, and a stone arched entranceways. Access is 500 yards down a track, shops are just over three miles away, and the sea is 22 miles distant. Price: $216,000 with restoration costs estimated at an additional $235,000.

A fishy feast 
Food is always a pleasure in Italy and I ate well in Le Marche every day. It’s hard choosing one restaurant to recommend but I enjoyed a memorable meal at Il Grillo at Acquaviva Piceno, a little inland village about four miles from San Benedetto. I went for fish of the day, not realizing I was going to get half the contents of the Adriatic on my plate...three small soles, a red mullet, two skewers strung with calamari and prawns, three giant prawns, and some fish I didn't recognize at all. Including a starter of gratineed mussels, wine, water, and coffee...plus a complimentary glass of limoncello liqueur...my bill came to $15.
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